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HealthPays HSA
Premiums | HealthPays
HSA Benefits
| HealthPays HSA Benefits |
Alliant Plus
In-network |
Alliant Plus
Out-of-network |
| Annual Deductible |
$2,750 per Individual or $5,100 Family |
| Member Coinsurance |
10% |
20% |
| Out-of-Pocket Limit+ |
$5,100 per member or
$10,200 per family |
| Lifetime Maximum Benefits
|
$2,000,000 |
$2,000,000 |
| Benefits |
After deductible, member pays |
Office Visits
Including mental health outpatient services. |
10% |
20% |
Manipulative therapy
Limit total visits PCY† to 10 combined for both in- and out-of-network. |
10%, up to 10 visits PCY † |
20%, up to 10 visits PCY |
| Acupuncture |
10%, up to 8 visits PCY |
20% |
| Naturopathy |
10%, up to 3 visits PCY |
20% |
| Maternity care |
Not covered |
Not covered |
| Lab/X-ray Services |
10% |
20% |
Hospital Visits - Inpatient
Hospital room and board; inpatient surgery; anesthesia, intensive and coronary care; laboratory tests; radiology services; drugs while in hospital. Includes mental health inpatient treatment. Maternity
care not covered. |
10% |
20% |
Devices, equipment & supplies
(DME and prosthetics.) |
DME—50% up to $5,000 in charges ($2,500 max. benefit PCY);
Prosthetics—50% up to $40,000 in charges ($20,000 max. benefit PCY) |
| Prescription drugs |
Not covered |
Not covered |
| Emergency care |
10% |
20% |
| Vision Care |
Not covered |
Not covered |
| |
Deductible does not apply |
Preventive care visits
For children and adults, including physicals and immunizations, as established
in GroupHealths preventive care schedule. |
10% |
20%
$300 individual/$600 family
annual benefit maximum |
+ Member coinsurance and annual deductible apply to out-of-pocket limit.
† PCY = per calendar year
‡ Western Washington counties: King, Kitsap, Pierce, Snohomish, Island, Thurston, Whatcom, Skagit, San Juan, Mason,
Lewis, and Gray’s Harbor (ZIP codes: 98541, 98557, 98559, & 98568). Central/Eastern Washington counties: Kittitas,
Yakima, Benton, Franklin, Walla Walla, Columbia, Whitman, and Spokane.
Note: This is a summary of benefits. The contents are not to be accepted or construed as a substitute for the provisions
of the master policy or agreements. Other terms and conditions apply. Lifetime benefit maximum of $2 million applies to
all plans. All plans cover on-the-job-injury-related health care costs for partners, proprietors, or corporate officers who are
not covered by a workers’ compensation act, subject to the plan’s cost shares and benefit limitations.
Coverage provided by Group Health Options, Inc.
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